Reviews on Saratoga Vision Center Saratoga Springs Ny
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Finding a Top Financial Advisor House in Saratoga Springs, New York
SmartAsset's overview of the tiptop Saratoga Springs fiscal advisor firms is intended to make your search for a financial advisor much simpler. Beneath we review the important facts about each firm, with information detailing account minimums, fee schedules, client base and more. As an alternative, SmartAsset'southward fiscal advisor matching tool tin can connect you lot with as many as iii financial advisors in your area.
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| Rank | Financial Advisor | Assets Managed | Minimum Avails | Financial Services | More than Data |
|---|---|---|---|---|---|
| 1 | Shade Tree Advisors, LLC  Find an Advisor Read Review | $226,827,420 | No set business relationship minimum |
| Minimum AssetsNo set account minimumFinancial Services
|
| 2 | Minich MacGregor Wealth Direction, LLC  Find an Advisor Read Review | $351,624,418 | No set account minimum |
| Minimum AssetsNo set account minimumFinancial Services
|
| iii | Vahanian & Associates Financial Planning, Inc.  Find an Counselor Read Review | $243,858,887 | $500,000 |
| Minimum Assets$500,000Fiscal Services
|
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| four | Sage Hill Advisory and Management, LLC  Observe an Advisor Read Review | $53,160,063 | $1,000,000 |
| Minimum Avails$1,000,000Financial Services
|
| v | Sterling Estate Fiscal, LLC  Notice an Counselor Read Review | $141,607,000 | No set account minimum |
| Minimum AssetsNo gear up account minimumFinancial Services
|
| vi | Continuum Wealth Advisors, LLC  Find an Counselor Read Review | $145,134,000 | $100,000 |
| Minimum Assets$100,000Financial Services
|
| seven | Saratoga Wealth Advisors, LLC  Find an Counselor Read Review | $107,521,924 | No prepare account minimum |
| Minimum AssetsNo set account minimumFinancial Services
|
| viii | Lee Investment Management, LLC  Find an Advisor Read Review | $51,491,917 | $250,000 |
| Minimum Assets$250,000Financial Services
|
What We Utilize in Our Methodology
To notice the top financial advisors in Saratoga Springs, we commencement identified all firms registered with the SEC in the city. Next, we filtered out firms that don't offer financial planning services, those that don't serve primarily individual clients and those that have disclosures on their record. The qualifying firms were then ranked according to the following criteria:
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AUM
Firms with more than total assets under direction are ranked higher.
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Individual Client Count
Firms who serve more individual clients (as opposed to institutional clients) are ranked higher.
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Clients Per Advisor
Firms with a lower ratio of clients per fiscal counselor are ranked higher.
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Age of Firm
Firms that have been in business organisation longer are ranked higher.
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Fee Structure
Firms with a fee-only (every bit opposed to fee-based) compensation structure are ranked college.
All information is accurate every bit of the writing of this article. This list may include firms that have a concern relationship with SmartAsset, in which SmartAsset is compensated for lead referrals. Such relationships have no impact on our rankings, and firms are included and ranked based strictly on the above criteria.
Shade Tree Advisors
Shade Tree Advisors, LLC was established in 2017. According to its SEC-filed Class ADV, the firm currently works with simply x high-cyberspace-worth individuals and 1 pooled investment vehicle.
The fee-simply firm provides a plethora of services, such every bit investment communication, family unit part services, fiscal planning and estate planning. Shade Tree normally offers non-discretionary investment advice, but it may provide discretionary management as well.
The firm doesn't take whatsoever official account minimum. Nonetheless, it prefers to work with wealthy individuals and families that are looking for the best long-term investing arroyo rather than the cheapest.
Shade Tree Advisors Groundwork
Shade Tree Advisors was founded in 2017, and it'due south currently owned past Oak Leafage Holdings, LLC. Oak Leaf Holdings is itself owned by Jesse O. George, Amy Seagroatt, Adriene Knapp and Kyle P. Boni.
Management fees at Shade Tree Advisors are typically fixed and negotiable. They usually come out to between $xl,000 and $700,000 annually. The fees are usually paid quarterly, but other arrangements can be made depending on your state of affairs.
Shade Tree Advisors Investment Philosophy
Shade Tree Advisors relies on mod portfolio theory (MPT) among other methods of analysis, to guide its investment advice. MPT is the idea that expected return tin can be optimized for a given level of risk, typically through broad asset allocation.
The firm uses each client's long-term investing goals, time horizon, liquidity needs, comfort with risk and other fiscal factors to come up with the proper asset resource allotment for their portfolio. Each portfolio is diversified globally and beyond many different markets. Shade Tree doesn't ordinarily limit the types of securities or investments for which it will provide advice to clients.
Minich MacGregor Wealth Management
Minich MacGregor Wealth Management, LLC has been effectually since 2009. Today, the firm's clients include a mix of not-high-cyberspace-worth individuals, high-cyberspace-worth individuals, pension and profit-sharing plans.
The firm offers fiscal planning and consulting, investment portfolio management, independent advisor selection and consulting for retirement plan sponsors and participants. The house doesn't have a minimum account size for new clients.
This house is fee-based, as some advisors are separately licensed to sell insurance products and securities on a commission basis. While this creates the potential for a conflict of involvement, the firm is bound by fiduciary duty to ever human action in its clients' all-time interests.
Minich MacGregor Wealth Management Groundwork
Minich MacGregor Wealth Management was formed in 2009 by principals James F. Minich and Jason K. MacGregor. The 2 are still the owners of the house, and they serve as two of the firm'southward advisors. The firm'south team includes one accredited investment fiduciary (AIF) and 1 certified financial planner (CFP).
For investment management services, the business firm will typically charge you 0.five% to 2.35% of your invested avails. Fiscal planning fees can take the grade of a fixed rate or an hourly charge per unit. Fixed fees range from $750 to $5,000, and hourly fees range from $200 to $300. Additionally, if you have a net worth greater than $two million or the firm manages more than than $ane one thousand thousand of your assets, the firm may charge a negotiable functioning-based fee that'south tied to the appreciation of the assets in your account.
Minich MacGregor Wealth Management Investment Philosophy
A key aspect of the Minich MacGregor Wealth Management investment procedure is fitting its strategy to individualized factors like your time horizon, need for liquidity, risk tolerance and investment goals. For most clients, the house will construct a portfolio consisting of mutual funds, exchange-traded funds (ETFs) and investments with third-party advisors.
When analyzing potential investment options for client portfolios, Minich MacGregor volition employ a wide range of methods, including examining historical price and volume data, looking at a fund manager's past performance or a company'south financial statements and examining cyclical toll information in an attempt to discern predictable patterns.
Vahanian & Assembly Financial Planning
Founded in 1986, Vahanian & Assembly Financial Planning, Inc. serves a mix of not-high-cyberspace-worth individuals and high-net-worth individuals.
The house offers financial planning, investment management and consulting services for individuals. Typically, the firm expects new clients to have at least $500,000 in investable avails.
Vahanian is a fee-based firm, pregnant its advisors may earn commissions on summit of standard advisory fees, either through certain securities transactions or the sale of insurance products. While this may create a potential conflict of interest, the firm has a fiduciary duty to always act in your all-time interest.
Vahanian & Associates Financial Planning Background
Vahanian & Associates Fiscal Planning was established in 1986. The firm is owned past Jeffrey C. Vahanian, who also serves as the firm's president. Additionally, at that place are 2 certified financial planners (CFPs) working at this house.
For investment management services, the firm charges a percentage of your assets under management (AUM), which is typically 1.25%. For fiscal planning and consulting services, the business firm will charge an hourly fee of $250. These fees are non-negotiable, except in very limited circumstances.
Vahanian & Associates Fiscal Planning Investment Philosophy
Vahanian & Associates Financial Planning usually invests in mutual funds and exchange-traded funds (ETFs), provided that these securities fit in with a client'southward risk tolerance and overall investment goals. The house may besides invest in individual equities and fixed-income securities to a lesser extent.
When deciding on what to invest in, the firm will examine a fund's historical performance, management and investment mode, besides equally other primal factors. To determine the proper asset allocation, advisors will consider the client'south risk tolerance, investment objectives, fourth dimension horizon, income needs and tax circumstances.
Sage Hill Advisory and Management
Sage Loma Advisory and Management, LLC has been providing investment advice to clients in the Saratoga Springs area since 2009. All of its individual clients have a high net worth. At $i million, Sage Hill as well has the highest account minimum of any business firm on this listing, though this requirement is waivable.
The business firm provides financial planning and consulting services to its clients, on top of investment management. On occasion, the firm may likewise offer consulting services to various types of pension plans.
Some Sage Hill advisors are separately licensed to sell financial products on a committee ground, which creates a potential conflict of interest. Yet, information technology remains that this fee-based firm has a fiduciary duty to act in its clients' best interests at all times.
Sage Colina Advisory and Management Background
Sage Colina Informational and Management was founded in 2009. The firm's main owners are Philip J. Toffel and Frank M. Antalek, who are also its advisors. Toffel is the firm'southward CEO and managing parter, and Antalek, a chartered financial consultant (ChFC), is the firm's president and main portfolio strategist.
Fees for investment advisory services are charged every bit a per centum of your avails nether management (AUM). Rates tin can vary from 0.6% to ane.35%. Financial planning services typically come with a fixed fee that can be anywhere from $5,000 to $500,000.
Sage Colina Advisory and Management Investment Philosophy
Sage Hill Advisory and Direction primarily invests in a mix of mutual funds, equities, bonds, fixed-income, debt securities, exchange-traded funds (ETFs), existent manor, hedge funds, third-party money managers, real estate investment trusts (REITs), insurance products including annuities, private placements and government securities.
Sage Colina advisors employ fundamental analysis when it comes to evaluating securities. Fundamental analysis is the endeavour to discern a company's intrinsic economic value past analyzing things like its balance sheet, management and other financial documents, rather than focusing only on the movement of its stock price.
Sterling Manor Financial
Sterling Manor Financial, LLC has been an investment advisor in New York state since 2006. Its clients are a mix of not-high-net-worth and high-net-worth individuals, as well as charitable organizations.
The firm provides portfolio direction services through a wrap fee program, meaning all brokerage, administrative and advisory fees are combined into a single rate. The business firm also offers a choice of financial planning and consulting services, including retirement planning. The house doesn't typically impose a minimum account size for new clients.
Sure Sterling Manor advisors are registered representatives of a broker-dealer, which ways they may earn commissions for conducting securities transactions. Additionally, some advisors are separately licensed to sell insurance products, which may too generate commissions. These commissions create the potential for a conflict of involvement, simply the fee-based firm is still bound by fiduciary duty to always human activity in your all-time interest.
Sterling Manor Financial Background
Sterling Manor Financial was formed in 2006. Currently, its main owners are partners Stephen M. Kyne, Stephen A. Jenkins and Adam F. Doig. Each member of this trio serves equally an advisor at the house. Kyne is a certified financial planner (CFP), Doig holds a certified long-term intendance (CLTC) designation and Jenkins is an accredited asset management specialist (AAMS).
Sterling Manor calculates investment direction fees every bit a per centum of your AUM. The exact percent is negotiable, only information technology won't exceed 2% annually. Fiscal planning and consulting clients volition be charged either a stock-still fee between $250 and $2,000 or an hourly fee between $75 and $250.
Sterling Manor Financial Investment Philosophy
Sterling Manor Financial'south investment approach for each client uses the tenets of modern portfolio theory (MPT), which espouses that the best fashion to optimize a portfolio for a given risk level is through broad diversification across many unlike nugget classes.
Securities used in Sterling Manor's portfolios may include mutual funds, stock-still-income securities, insurance products like annuities, equities, exchange-traded funds (ETFs) or treasury inflation-protected/inflation-linked bonds.
Continuum Wealth Advisors
Continuum Wealth Advisors, LLC is a modest financial counselor firm that was founded in 2010. Information technology has a mixed customer base of non-high-net-worth and loftier-net-worth individuals, equally well equally pension and profit sharing plans.
The business firm provides fiscal planning services, forth with investment management, consulting for retirement plans and pick of external advisors. There is a $100,000 minimum relationship size at Continuum, though this is a waivable requirement.
Equally a fee-based firm, some advisors here may earn commissions from selling insurance products, thus creating a potential disharmonize of interest. Despite this, the firm is legally required to human activity in the all-time interests of clients due to its overarching fiduciary duty.
Continuum Wealth Advisors Background
Continuum Wealth Advisors was created in 2010. The firm is principally owned by Timothy Smith, who besides acts as CEO and primary compliance officeholder (CCO). Smith is also a member of the financial advisor squad at the business firm, which includes i chartered retirement plans specialist (CRPS), one accredited nugget management specialist (AAMS), one certified public accountant (CPA) and one chartered financial annotator (CFA).
Management fees at the house tend to fall between 0.iii% and 1% of your overall assets under management (AUM). These fees cover both investment direction and financial planning services. Only in limited circumstances volition the firm charge a split up fee for financial planning.
Continuum Wealth Advisors Investment Philosophy
Continuum Wealth Advisors primarily invests client assets in some combination of mutual funds, exchange-traded funds (ETFs), debt securities, equity securities and independent investment managers.
Continuum invests assets with a long-term perspective most of the time, although information technology may oversee short-term transactions per a client's request or for the purposes of rebalancing a customer's portfolio to its target asset resource allotment.
Saratoga Wealth Advisors
Saratoga Wealth Advisors, LLC serves both non-high-net-worth and loftier-cyberspace-worth individuals. This is a fee-but business firm, as all of its compensation comes from customer-paid fees.
Saratoga Wealth Advisors provides portfolio direction, investment consulting, financial planning and exterior managing director option services. The firm doesn't maintain whatever sort of account minimum, so technically anyone tin can become a client.
Saratoga Wealth Advisors Background
Saratoga Wealth Advisors was established back in 2003. Its principal owner is Jeffrey A. Trowbridge, who helped plant the house and serves as its sole advisor.
Financial planning fees can come in the form of a stock-still fee between $6,000 and $75,000 or an hourly fee between $85 and $450. The verbal rate you lot'll pay depends on the scope of the services needed and the complexity of your fiscal situation. Investment management fees are based on a percent of your AUM, and they commonly fall between 0.25% and one%.
Saratoga Wealth Advisors Investment Philosophy
Saratoga Wealth Advisors works to personalize its investment strategy to each client past sitting downwards with them and establishing their take a chance tolerance, financial needs, investment objectives, time horizon and other relevant factors. The firm takes this information and uses it to create an nugget allocation and strategy that'southward best equipped to produce success over the long term.
Saratoga Wealth Advisors typically invests in a combination of exchange-listed securities, securities traded over-the-counter, foreign issuers, warrants, corporate debt securities, commercial newspaper, certificates of deposit (CDs), municipal securities, variable annuities, common funds, government securities, options contracts on securities, options contracts on commodities and more.
Lee Investment Direction
Lee Investment Management, LLC has been doing business organisation in Saratoga Springs since 1998. Like many of the firms on this list, its clients are a mix of non-high-internet-worth and loftier-net-worth individuals.
This firm primarily provides asset management, financial planning and consulting services to its clients. Typically, a minimum of $250,000 in investable avails is required to work with the firm, though clients with less may be accepted. This is a fee-only firm.
Lee Investment Management Background
Lee Investment Management was formed in 1998 by James W. Lee, who is also the house'south president, principal possessor and sole advisor. Lee is a certified financial planner (CFP).
This firm charges its investment management fees as a percentage of your AUM, with rates ranging from 1% to 1.ii% depending on the value of your portfolio. For clients with more than $500,000 in avails, the exact percentage is negotiable. For financial planning services, the firm will charge an hourly fee of $250, with a minimum of $500.
Lee Investment Management Investment Philosophy
Lee Investment Direction creates investment strategies that are tailored to each client and are centered around strategic asset allocation. The goal of strategic asset allocation is to invest across many dissimilar nugget classes then you can minimize chance exposure while maximizing chances for long-term success.
The firm advises clients on equities, exchange-traded funds (ETFs), corporate debt securities, commercial paper, certificates of deposit (CDs), municipal securities, investment visitor securities and U.s.a. government securities.
Source: https://smartasset.com/financial-advisor/saratoga-springs-ny-top-financial-advisors